--- title: Custom Loan Guidelines description: Use Custom Loan Guidelines in LendingWise to set limits, fees and terms per loan program and list programs on the Lender Marketplace. --- [Skip to content](https://help.lendingwise.com/knowledge/company-settings-custom-loan-guidelines-tab#main-content) English Show submenu for translations [Submit Ticket](https://help.lendingwise.com/knowledge/kb-tickets/new?hsLang=en) [Customer portal](https://help.lendingwise.com/tickets-view?hsLang=en) ![owl-Logo-1.png\]](https://help.lendingwise.com/hs-fs/hubfs/owl-Logo-1.png?width=43&height=46&name=owl-Logo-1.png) - [New Releases](https://lendingwise.releasenotes.io/) - [System Status](https://lendingwise.statuspage.io/) Open main navigation Close main navigation - [New Releases](https://lendingwise.releasenotes.io/) - [System Status](https://lendingwise.statuspage.io/) - English Show submenu for translations - [Submit Ticket](https://help.lendingwise.com/knowledge/kb-tickets/new) - [Customer portal](https://help.lendingwise.com/tickets-view) - Go to lendingwise.com Go to lendingwise.com Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [LendingWise - Help Center](https://help.lendingwise.com/knowledge?hsLang=en) 2. [Setting Up The Platform](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en) 3. [Main Platform Settings](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#main-platform-settings) # Custom Loan Guidelines ## Set limits, fees and Marketplace listings for each loan program. Custom Loan Guidelines let you set loan-level and borrower-level limits for each loan program. Go to **Settings \> Platform Settings \> Custom Loan Guidelines**. ### What guidelines control For example, for a fix and flip program you can set the allowed transaction types (purchase and cash-out refi), the property types you support, loan terms, occupancy requirements and eligible states. These limit the values in the dropdown fields, so they work as an eligibility filter on your webform and stop logged-in users entering deals you don't do. You can also set minimum and maximum loan amounts, points and rates, and maximum LTV for purchase, cash-out refi, rate/term refi and ARV. When a loan goes past a limit, a Guideline Warning shows on the Loan Info tab, for example: "The Maximum LTV Set In This Program's Guidelines Is 60. The Current LTV Is 70." To set the dropdown values (and defaults) offered on new files, click Edit, then **Configure Available Values in Dropdown Fields**. For example, "Calculate Base Loan Amount as" can default to "Lesser of Purchase Price or As-Is Value". ### Fees and costs per program Each loan program can have its own fees and costs. Only a Manager can set them up, in Settings \> Platform Settings \> Custom Loan Guidelines. ### Lender Marketplace listings When a guideline has **Enable Marketplace Loan?** set to Yes, it becomes a marketplace lender program that the Lender Marketplace can match loans to. To add your own lenders or capital providers, create an internal loan program for each of their products, then a guideline for it with Enable Marketplace Loan? set to Yes and the provider picked under Select Contacts. The Marketplace can be limited to the users you turn it on for. When working on a loan, your back office team sees every program that matches, plus programs LendingWise suggests from other direct lenders or capital providers, and can send loan scenarios straight to the lenders in the results. ![](https://help.lendingwise.com/hubfs/Knowledge%20Base%20Import/1633526114606-fGQ.png) ### Program details and extra terms Each guideline also has two text boxes: **Loan Program Details** and **Additional Terms & Requirements for Loan Processing & Underwriting**. 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