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Loan Info tab: sizing, terms, fees and points

Loan terms, sizing, fees, points and ratios on the Loan Info tab, and what feeds the term sheet.

The Loan Info tab holds the loan's terms, fees, ratios and other details. The term sheet is built from this data. Open the loan file and, in the menu on the left under APPLICATION, click Loan Info. The page heading reads Loan Settings.

To choose which fields show and how they calculate, go to Settings > Platform Settings > Form Fields. The main sections are:

  • Loan Settings
  • Loan Terms
  • Adjustable Loan Setup
  • Fees & Costs

Good to know:

  • Lock Loan File (shown to users with the lock permission) makes Loan Info read-only for other users after you save.
  • Guideline Warnings from Custom Loan Guidelines show here when a loan goes past its program's limits.
  • Since the October 2, 2026 release, "Calculate Base Loan Amount as" includes "Lesser of Purchase Price or As-Is Value", and Monthly Payment (PITI) can be turned on in Form Fields.

Origination and broker points

Broker Points and Origination Points are in the Fees & Costs section of Loan Info. Since the October 2, 2026 release, both take up to 12 decimal places. Lock the field if you want to be sure the fees won't change. Check whether "Include Closing Cost Financed" should be ticked, because the fees change depending on it. This video shows how it works:

The Adjustable Loan Setup section (back office only)

This section used to be called "Loan Setup". It holds fields such as Max LTV%, Minimum Maintained DSCR Ratio, Minimum Account Balance with Lender, Floor Rate, Prepayment Penalty Lockout Period in Months, and whether the loan is adjustable or fixed rate. In Form Fields it's part of the Loan Info tab only.

Note: fields in this section don't appear on the Quick App or Full App. Their FULL APP and QUICK APP boxes are greyed out; only OTHER TABS / BACK OFFICE can be ticked. The same goes for custom fields you add to this section.

Interest Rate, Cost of Capital or Yield Spread greyed out?

If you can't change Interest Rate, Cost of Capital or Yield Spread, a Manager needs to give you access.

The permission is on branch, loan officer and broker profiles (CRM > Branch, CRM > Loan Officers or CRM > Brokers, then click the name): "Allow to edit interest rate / Cost of Capital / Yield spread?". On broker profiles it reads "Allow to View/Edit interest rate / Cost of Capital / Yield spread?". Turn it on to let the user see and edit those fields. Back office users don't have this switch.

These fields can also be greyed out when Lock Loan File is on and the user doesn't have the lock permission.

DSCR

Loan Info shows DSCR in Key Ratios, next to LTV and LTC. Property Info also has a Subject Property Cash Flow (Annualized) section with its own debt service ratio fields. That section doesn't show for every loan program, so if you can't find it, check the loan program on the file and the section's settings in Settings > Platform Settings > Form Fields.