--- title: OpenAPI description: This article explains what steps to take in order to use the Open API --- [Skip to content](https://help.lendingwise.com/knowledge/open-api#main-content) English Show submenu for translations [Submit Ticket](https://help.lendingwise.com/knowledge/kb-tickets/new?hsLang=en) [Customer portal](https://help.lendingwise.com/tickets-view?hsLang=en) ![owl-Logo-1.png\]](https://help.lendingwise.com/hs-fs/hubfs/owl-Logo-1.png?width=43&height=46&name=owl-Logo-1.png) - [New Releases](https://lendingwise.releasenotes.io/) - [System Status](https://lendingwise.statuspage.io/) Open main navigation Close main navigation - [New Releases](https://lendingwise.releasenotes.io/) - [System Status](https://lendingwise.statuspage.io/) - English Show submenu for translations - [Submit Ticket](https://help.lendingwise.com/knowledge/kb-tickets/new) - [Customer portal](https://help.lendingwise.com/tickets-view) - Go to lendingwise.com Go to lendingwise.com Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [LendingWise - Help Center](https://help.lendingwise.com/knowledge?hsLang=en) 2. [Frequently Asked Questions](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en) 3. [LOS](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#los) # OpenAPI ## This article explains what steps to take in order to use the Open API **Getting an Account** You must be a LendingWise client to fully use the API.(If you are not, please [Sign up here](https://www.lendingwise.com/signupv3) to create a LendingWise account).You can explore the **[OpenAPI docs](https://lendingwise.readme.io/reference/getting-started-1)** & use sample credentials provided to test and see the data output.  First you must confirm if what you are trying to accomplish cannot be accomplished with the API-Lead Data Posting or Webhooks. If it cannot, then you can request access to the Open API by submitting an "API Related" help ticket here: **[Submit a Help Ticket](https://help.lendingwise.com/knowledge/kb-tickets/new?hsLang=en)** to request API access to your data. There are several endpoints but the most important will be “file” and “files” endpoints.  “Files” will fetch all loan records that match your desired query with around 30 data points. The “File” endpoint will fetch up to 400 data points within a single loan. For technical help or to request additional fields in the API please **[Submit a Help Ticket](https://help.lendingwise.com/knowledge/kb-tickets/new?hsLang=en).**   **Configuring Your Client** The first step is to put your Client ID, Client Secret and the API URL in a configuration file for your code. These are the only three pieces of information you need to access the API. You can use "test" for the Client ID and the Client Secret to get a Bearer Token you can use to test the API and get back sample data structures. Please see this [article](https://lendingwise.readme.io/reference/getting-started-1)in regards to the OpenAPI. **API Rate Limits** To maintain platform stability and ensure consistent performance for all users, the LendingWise API enforces a rate limit on incoming requests. - Each client or IP address is allowed up to **10 requests per second** (approximately 600 per minute). - If your integration exceeds this rate, the system will return a **“429 – Slow Down”** response, indicating too many requests in a short time. If your workflow requires higher throughput (for example, bulk document syncing or large-scale data pulls), please contact our support team or submit an **API-related help ticket** to discuss temporarily increasing your rate limit.    API: Website (Google Forms) -> Zapier -> LendingWise Video:   - [Overview of LendingWise Platform](https://help.lendingwise.com/knowledge/overview-of-lendingwise-platform?hsLang=en#main-content) - [Training & Support](https://help.lendingwise.com/knowledge/overview-of-lendingwise-platform?hsLang=en#training-support) - [Privacy](https://help.lendingwise.com/knowledge/overview-of-lendingwise-platform?hsLang=en#privacy) - [CRM](https://help.lendingwise.com/knowledge/overview-of-lendingwise-platform?hsLang=en#crm) - [Website](https://help.lendingwise.com/knowledge/overview-of-lendingwise-platform?hsLang=en#website) - [Setting Up The Platform](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#main-content) - [Setting up Users and Permissions](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#setting-up-users-and-permissions) - [Main Platform Settings](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#main-platform-settings) - [Creating Your Loan Programs](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#creating-your-loan-programs) - [Setting Up a Webform](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#setting-up-a-webform) - [White Label Setup](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#white-label-setup) - [Website Template Setup](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#website-template-setup) - [Auto-Generate Docs](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#auto-generate-docs) - [Miscellaneous Setup Items](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#miscellaneous-setup-items) - [Setting up Users](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#setting-up-users) - [Email Templates](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#email-templates) - [Automations](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#automations) - [Tasks](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#tasks) - [Importing Data](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#importing-data) - [Loan Programs](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#loan-programs) - [Importing and Exporting Data](https://help.lendingwise.com/knowledge/setting-up-the-platform?hsLang=en#importing-and-exporting-data) - [Using The Platform](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#main-content) - [Using the dashboard](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#using-the-dashboard) - [Communications and Email](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#communications-and-email) - [Loan Origination](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#loan-origination) - [Inside a loan file](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#inside-a-loan-file) - [Managing Borrowers](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#managing-borrowers) - [Running Reports & Exporting Data](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#running-reports-exporting-data) - [Loan Servicing](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#loan-servicing) - [Lender/Investor Marketplace](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#lender-investor-marketplace) - [CRM](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#crm) - [Integrations](https://help.lendingwise.com/knowledge/using-the-platform?hsLang=en#integrations) - [Frequently Asked Questions](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#main-content) - [CRM](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#crm) - [LOS](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#los) - [Pricing Engine](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#pricing-engine) - [Website Template](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#website-template) - [Integrations](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#integrations) - [Marketing](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#marketing) - [DOCS](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#docs) - [Loan Programs](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#loan-programs) - [Automations Emails and Communication](https://help.lendingwise.com/knowledge/frequently-asked-questions?hsLang=en#automations-emails-and-communication) - [Service and Support](https://help.lendingwise.com/knowledge/service-and-support?hsLang=en#main-content) - [Help Desk](https://help.lendingwise.com/knowledge/service-and-support?hsLang=en#help-desk) - [Managing your Subscription and Billing](https://help.lendingwise.com/knowledge/service-and-support?hsLang=en#managing-your-subscription-and-billing) - 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