Integrated 3rd Party Services: Credit, AVM, CCR

LendingWise makes it easy to work with your 3rd party services like CRAs, business credit, Flood Cert, and more. Here we cover the process of choosing a CRA, configuring 3rd party service settings, setting up user permissions, & ordering services.

LendingWise is a powerful lending platform designed to make working with 3rd party services from Credit Reporting Agencies (CRAs) such as running credit, Flood Cert, and more, as seamless as possible. This article will guide you through the process of integrating these services with your LendingWise account.

 

Step 1: Choose Your CRA and Enable Service Integrations

 

LendingWise works with over 20 integrated CRAs via the MeridianLink, Inc. system, including well-known names like Advantage Credit Bureau, American Reporting Company, and Credit Information Systems (a full list of supported CRAs can be found at the end of this article). Before ordering any services, ensure that your chosen CRA provider has enabled integration with LendingWise in their system and is part of the MeridianLink network. You will also need to obtain login credentials from your CRA provider.

 

Step 2: Configure 3rd Party Services and enter Login Credentials

 

LendingWise allows you to add one CRA to your account. To do so, submit a ticket through the link provided: Submit a Ticket

 

Once your chosen CRA is added to your account, enter the login credentials provided by your CRA vendor in the 3rd Party Services settings. Go to Settings > Platform Settings > Company Info > Click on the drop-down section for "3rd Party Services." Type in the username and password provided by your chosen CRA in the appropriate fields, then click the blue "Save" button toward the bottom of the screen. If necessary, you can also add credentials for your loan officers, brokers, and branches in their respective personal settings.

 

Step 3: Enable 3rd Party Service Access for Branches and Users

Now open up your branch settings and scroll down to the permissions at the bottom. Toggle "Allow to access 3rd Party Services Tab" to the "On" position, and then click the blue "Save" button.

 

 

Next, open up the user profile for each user who needs access to the 3rd party services. Scroll down to the permissions section and toggle "Allow to access 3rd Party Services Tab" to the "On" position. Be sure to do this for all users who will be running a credit check or need access to the 3rd party services.

 

 

Step 4: Ordering Services through LendingWise

 

With the integration configured and the proper permissions set, you can now run credit checks and order additional services from inside the loan file. Simply navigate to the 3rd Party Services tab within the loan file to access and utilize these integrated services.


Please see the following step-by-step walkthrough to order 3rd party services.

 

How to Order Credit Report

 

How to Order Business Credit

 

Services Offered by the Credit Bureaus:

Services Offered with your credit provider:

Consumer Credit Report

Co-Borrower Credit Report

Joint Credit Report - Borrower and Co-Borrower

Business Credit Report

AVM

Flood

MERS

Criminal Record Report

 

Supported CRA List (via MeridianLink):

  1. Advantage Credit

  2. Advantage Plus Credit

  3. Alliance 2020

  4. American Reporting Company

  5. Birchwood Credit Services

  6. CBFS Business Solutions

  7. Certified Credit Reporting

  8. CIS Information Systems

  9. CISCO Credit

  10. Credit Bureau Services

  11. Credit Link

  12. Credit Plus

  13. Credit Technologies

  14. Credit Technology (Possible duplicate of Credit Technologies — needs verification)

  15. Demo CRA

  16. ISCKCB Credit

  17. KCB Credit (Possibly same as ISCKCB Credit — needs clarification)

  18. Merchants Credit Bureau

  19. Merchants Credit Bureau (Savannah) (Likely same organization, different location)

  20. Premium Credit Bureau

  21. Premium Credit Bureau Data (Possibly the same as Premium Credit Bureau)

  22. Sarma

  23. Service 1st

  24. SettlementOne Credit Corp

  25. Strategic Information Resources

  26. TheCreditBureau.com

  27. United One Resources

  28. Universal Credit Services

 

 

5/2/2025

Please note we are currently working on integrating with Xactus!